Funeral insurance

Why take out funeral insurance?

The costs of a funeral or cremation are sometimes unexpectedly high. Today, a funeral costs on average about €5,000. This does not even include additional costs such as the funeral reception and the headstone. For that reason, more and more people are taking out funeral insurance. This ensures that the funeral does not become a financial burden for the next of kin. The costs of the funeral or cremation are already covered by the insured capital.

From the first premium payment, you are insured for the full amount you choose. If you should die a month after paying your first premium, your insurer will still pay out your entire insured capital to your next of kin.

In addition, your funeral insurance includes next-of-kin care. This means that in the week after the funeral you will be assisted with all the administrative formalities you may have to deal with. This will ensure that you are aware of your rights and obligations as a surviving relative. Moreover, during this period you will also get support in the emotional aspect, so that you can mourn in peace.

What do you need to consider when you take out funeral insurance?

Some contracts provide for the payment of a capital sum, while others also handle all the arrangements for your funeral. This is why we provide you with a clear comparison of the numerous death and funeral insurance formulas to find out which one is right for you.

Why take out a death benefit insurance with Van Dessel?

• Death benefit insurance can provide you with a significant tax benefit. We pay attention to the tax optimisation aspect of your life insurance policies. In addition, the policy can be drawn up on a tax or a non-tax basis.
• It is not an easy task to assess the financial impact of your death in a sober and realistic manner. We can provide professional advice that takes your personal situation and wishes into account.
• Through working together closely with insurance companies that specialise in this subject matter, we can offer you top products at very competitive rates.