Death benefit insurance

Why take out a death benefit insurance?

A death benefit insurance provides financial assistance to your family in the event of your death. Your income often makes out a large part of the capital within your family. If this suddenly disappears as a result of your death, a major impact on the financial status of your loved ones may be the result.

Thanks to your death benefit policy, your loved ones will receive a capital that enables them to pay for the funeral costs and inheritance tax, and to maintain the lifestyle they are used to. In this way, you ensure that your family can maintain its standard of living in the future.

Which death benefit policy should I take out?

There are two types of death benefit insurances:

• A life-long death benefit insurance will pay out a capital to your beneficiaries upon your death. The cover can run until the insured person has reached the age of 85 years.
• A term death benefit insurance is only valid for a specific period. A capital is only paid out to your dependents if you pass away before the end date of the insurance contract.

To what should you pay attention when taking out a death benefit insurance?

Some contracts provide for the payment of a capital sum, while others also arrange for the entire funeral service. We therefore provide you with a clear comparison of the countless formulas in terms of death and funeral policies, so that you can decide which policy is the right one for you.

Why take out a death benefit insurance with Van Dessel?

• Death benefit insurance can provide you with a significant tax benefit. We pay attention to the tax optimisation aspect of your life insurance policies. In addition, the policy can be drawn up on a tax or a non-tax basis.
• It is not an easy task to assess the financial impact of your death in a sober and realistic manner. We can provide professional advice that takes your personal situation and wishes into account.
• Through working together closely with insurance companies that specialise in this subject matter, we can offer you top products at very competitive rates.