Turnover insurance

Why take out a turnover insurance?

If you are unable to work as a result of an accident or illness, it is not only you as a self-employed person who suffers the financial consequences. It is possible that your company is also confronted with a significant loss of income. There is no need to worry about this if you have a turnover insurance policy. This policy compensates the loss of turnover that your company suffers if you, as the manager, become incapacitated for work due to illness or an accident.

What risks are covered by a turnover insurance?

A turnover insurance policy covers the consequences of illness or an accident. Certain policies also provide limited coverage for mental disorders, such as burn-out. This is particularly important for intellectual professions where such disorders are perhaps one of the main risks.

Why take out a turnover insurance with Van Dessel?

The financial consequences of incapacity for work are not easily estimated. Our experienced specialists will paint a clear picture and propose the insurance solution that is most suitable for you.

Moreover, the initiation of a hospitalisation or disability insurance involves many administrative and medical formalities. We guide you through this process, and take as much work off your hands as possible. Finally, we will optimise your contract on the basis of regular research with regard to this niche of the insurance market.

For this disability cover, we often recommend that you work with a limited benefit duration. It makes sense to assume that a person who has become permanently incapacitated for work will consider liquidating his company in the long run. In any case, this has a very favourable effect on the premium.