ARE (All Risks Electronics) Insurance

Why take out All Risks Electronics Insurance?

Electrical and electronic equipment are indispensable in just about every business for smooth operation. So when one of your appliances breaks down, you want it repaired or replaced as soon as possible. Electronics All-Risk Insurance reimburses these costs and ensures that you are quickly operational again.

What risks are covered by All Risks Electronics Insurance?

All Risks Electronics Insurance covers material damage to your electrical and electronic appliances, such as:

• telephone and fax machines,
• computers, laptops and printers,
• projectors,
• alarm systems,
• home automation,
• computer equipment (servers, networks, etc.).

It provides cover for the costs of repair or replacement of these devices. The cover is much broader than that in your Fire Insurance. The ARE Insurance reimburses among other things damage caused by:

• fire,
• short circuit,
• theft with breaking and entering,
• human error,
• incorrect operation.

What do you need to consider when taking out ARE Insurance?

Insurance of your software is optional. If you take out this additional guarantee, then, in the event of damage to your computer equipment or data media, the costs incurred in recreating the damaged software or lost data will be reimbursed.